Background Reports

Sterling Infosystems Background Report Addresses Settlement

Sterling Infosystems provides background reports. It is now settling a class action alleging it violated the Fair Credit Reporting Act (FCRA) by reporting addresses where the subject of the report had not lived for at least seven years.  Read more

Circle K Employee Consumer Reports Violated Privacy FCRA Class Action

Employers, or prospective employers, may obtain consumer reports on employees and job applications only if they following the requirements of the Fair Credit Reporting Act (FCRA). The complaint for this class action alleges that Circle K Stores, Inc. obtained reports on both employees and job applicants but did not meet all the requirements of the  Read more

Realogy Group Credit Report Disclosures FCRA Settlement

Realogy Group, LLC is paying around $400,000 to settle a class action alleging that it improperly obtained consumer reports for employment purposes. According to the complaint, the company violated the Fair Credit Reporting Act (FCRA) by not making the disclosures required by law.  Read more

Early Warning Service Consumer Report Settlements

Early Warning Services, LLC (EWS) is paying a little less than $4 million to settle a class action alleging the company violated the Fair Credit Reporting Act (FCRA) in two ways. First, the complaint alleged that when consumers asked for a copy of their files, EWS provided not the entire file but a “Summary File  Read more

Wells Fargo Consumer Reports FCRA Settlement

Wells Fargo is paying $3.8 million to settle a class action alleging it obtained consumer reports for employment purposes without making the disclosures or meeting other requirements of the Fair Credit Reporting Act (FCRA).  Read more

Synergy One Lending Consumer Report Authorization FCRA Class Action

Companies may request consumer reports on employees or prospective employees, but only according to the Fair Credit Reporting Act (FCRA), which has requirements for authorization and use of such reports. The complaint for this class action alleges that Synergy One Lending, Inc. violated the FCRA and California state laws in the document it used to  Read more

Dignity Health Consumer Report Disclosures FCRA California Class Action

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.  Read more

Maxim HealthCare Applicant Credit Report Settlement

This settlement resolves a class action alleging violations of the Fair Credit Reporting Act (FCRA). The complaint alleged that Maxim HealthCare Services, Inc. violated the law when it accessed the credit reports of job applicants who signed release and authorization forms.  Read more

Home Depot Background Check Disclosure FCRA Class Action

The Fair Credit Reporting Act (FCRA) intends to ensure that consumers’ credit reports are only accessed for certain limited, permissible purposes, and that consumers are properly informed of, and consent to, the access. The complaint for this class action alleges that Home Depot USA, Inc. did have a permissible purpose but did not properly perform  Read more

CrimShield Background Report Requirements FCRA Class Action

CrimShield, Inc. provides background reports to help companies screen prospective employees. At times, it does more than that, reviewing the reports itself and determining whether the subject of report should be hired. The complaint for this class action alleges that CrimShield does not complaint with the Fair Credit Reporting Act (FCRA) in how it obtains  Read more