Auto Insurance
Progressive Gulf, Mountain Laurel “Projected Sold Adjustments” Mississippi Class Action
When a vehicle is totaled, insurance companies must determine its actual cash value (ACV) in order to calculate the payout to policyholders. This class action brings suit against Progressive Gulf Insurance Company and Mountain Laurel Assurance Company, alleging they unfairly apply a “Projected Sold Adjustment” to the prices of comparable vehicles, in order to lower Read more
Progressive Advanced “Projected Sold Adjustments” to ACVs Arizona Class Action
How are insurance companies permitted to calculate the actual cash value (ACV) of totaled vehicles to determine a payout? The complaint for this class action claims that Progressive Advanced Insurance Company unfairly reduces the amounts of its payouts to policyholders by subtracting a “Projected Sold Adjustment” from the values of comparable vehicles when it makes Read more
Allstate Northbrook, Esurance Marital Status as Rating Factor California Class Action
Is a married person more reliable or responsible than a single person? The complaint bring suit against Allstate Northbrook Indemnity Company and Esurance Property and Casualty Company, alleging that they use marital status as an optional rating factor in calculating premiums for auto insurance. The complaint alleges that this is not legal in California because Read more
Progressive Direct “Projected Sold Adjustments” to ACVs Massachusetts Class Action
When a vehicle is totaled, Progressive Direct Insurance Company must calculate its actual cash value (ACV) to calculate the payout it will make to the policyholder. But the complaint for this class action alleges that Progressive Direct “systematically thumbs the scale” in its own favor by applying a “Projected Sold Adjustment” to lower its payouts Read more
California Auto Insurers Use of Marital Status as Rating Factor Class Action
Does being married make someone a more careful driver? The complaint for this class action alleges that certain insurers—Progressive West Insurance Company, Progressive Select Insurance Company, and United Financial Casualty Insurance Company—does use marital status as an “optional rating factor” when it calculates premiums for auto insurance in California. The complaint claims that the companies Read more
Progressive Direct “Projected Sold Adjustments” to ACVs Delaware Class Action
When a vehicle is totaled, the insurer must calculate its actual cash value (ACV) to determine the appropriate payout to the policyholder. But the complaint for this class action alleges that Progressive Direct Insurance Company “systematically thumbs the scale” in its favor by applying a “Projected Sold Adjustment” to lower its payouts in Delaware. Read more
Grinnell Total Loss Payouts Omit Sales Tax Missouri Class Action
When a vehicle is declared a total loss after an accident, what costs must an insurance company pay? The complaint for this class action alleges that Grinnell Select Insurance Company does not pay the sales tax on the value of the vehicle, even though its policies state that it will do so. Read more
Progressive Casualty “Projected Sold Adjustment” to ACVs Connecticut Class Action
In determining payouts for totaled vehicles, insurance companies must calculate the vehicles’ actual cash value (ACV). But is it legitimate for an insurance company to subtract a “projected sold adjustment” from the values shown for comparable vehicles in the area? The complaint for this class action claims that Progressive Casualty Insurance Company applies a “deceptive Read more
USAA Auto Insurance Covid-19 Windfalls California Class Action
This class action claims to want to prevent a group of auto insurers from “unfairly profiting from the global Covid-19 pandemic.” The companies include United Services Auto Association, USAA Casualty Insurance Group, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company Group, which the complaint alleges have profited from the pandemic because of Read more
Travelers Auto Insurance Rental ETE Coverage Settlement
Travelers Insurance Company and a long list of its affiliates are settling a class action alleging they breached their policies regarding rentals of temporary replacement vehicles after a total loss. The complaint alleged they improperly limited the time for extended transportation expense (ETE) benefits to less than thirty days. Read more