Progressive Direct “Projected Sold Adjustments” Oklahoma Class Action

Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc., to help it determine the actual cash value (ACV) of vehicles that are totaled. But the complaint for this class action alleges that Progressive “systematically thumbs the scale” by applying Projected Sold Adjustments to the valuations of the vehicles, in order to reduce the  Read more

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Progressive Direct Projected Sold Adjustments to ACVs Kentucky Class Action

When a vehicle is totaled in an accident, the insurance company must determine its actual cash value (ACV) in order to make a payout to the insured. But the complaint for this class action alleges that Progressive Direct Insurance Company unfairly reduces its payouts by taking the valuations provided by its vendor, Mitchell International, Inc.,  Read more

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GEICO Underpayment of PIP Providers Settlement

This settlement resolves a class action about payouts for personal injury protection (PIP) insurance in Florida, against GEICO General Insurance Company, GEICO Indemnity Company, GEICO Casualty Company, and Government Employees Insurance Company. The complaint alleged that GEICO improperly interpreted the term “Billed Amount” in policy language and therefore underpaid providers and therefore only paid 80%  Read more

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Twin City Fire Insurance Projected Sold Adjustments Missouri Class Action

When an insurance company deems repair of a damaged vehicle to be impossible or not cost-effective, it may declare the vehicle to be a total loss and choose to pay the insured the vehicle’s actual cash value (ACV). However, the complaint for this class action claims that Twin City Fire Insurance Company unfairly reduces these  Read more

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Founders Insurance Total Losses Tax and Title Payouts Settlement

Founders Insurance Company is settling a class action alleging that, when it makes a payout for a total loss under an insurance policy in Ohio, it is required to include sales tax and title transfer fees for the supposed new vehicle.  Read more

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Liberty Mutual Fire Insurance Windfall During Covid-19 California Class Action

Liberty Mutual Fire Insurance Company has “unfairly profited” from the Covid-19 pandemic, says the complaint for this class action. This is because, the complaint claims, social distancing and stay-at-home orders drastically decreased the amount of driving people did, resulting in fewer accidents and a windfall for auto insurers.  Read more

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Progressive Advanced “Stacked” UIM Coverage Pennsylvania Class Action

This class action brings suit against Progressive Advanced Insurance Company for charging customers for “stacked coverage” in households in Pennsylvania which have no other vehicles, and where stacking is therefore not possible.  Read more

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Progressive Premier “Projected Sold Adjustments” Georgia Class Action

When vehicles are totaled, insurers use their actual cash value (ACV) to determine the payout to the policyholders. This class action alleges that Progressive Premier Insurance Company of Illinois unfairly apply a “Projected Sold Adjustment” to the prices of comparable vehicles, reducing their ACVs and thus reducing the amount it must pay out.  Read more

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Progressive Direct Additional Fees on Total Losses Alabama Class Action

Progressive Direct Insurance Company sells auto insurance in many states, but this class action concerns payouts for total losses to Alabama residents. The complaint alleges that Progressive refuses to pay certain Additional Fees that it is required to pay on total losses.  Read more

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USAA Casualty Offset for UIM Coverage New Mexico Class Action

If you have uninsured/underinsured motorist (UIM) coverage as part of your insurance policy, are you always entitled to receive its benefits? The complaint for this class action alleges that USAA Casualty Insurance Company offers UIM coverage that is essentially illusory and/or misleading, because USAA offsets the amount by the amount of the underinsured motorist’s coverage.  Read more