Progressive Insurance Denial of PIP Benefits Kentucky Class Action

The complaint for this class action alleges that Progressive Direct Insurance Company and Progressive Casualty Insurance Company unlawfully “rely[] upon paper reviews as a basis to reduce and deny owed personal injury protection benefits to their insureds.” This, the complaint says, is against Kentucky’s Motor Vehicle Reparations Act (MVRA).  Read more

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American Family Insurance Vehicle Actual Cash Value Class Action

When an insured passenger vehicle is declared a total loss, the insurance company will pay the owner or lessee the actual cash value (ACV) of the vehicle. The complaint for this class action alleges that American Family Insurance Company does not properly calculate the ACV, because it does not include the sales tax, title transfer  Read more

American Family Insurance Sign on Blue-Gray Brick Wall

Progressive Direct Impermissible Deductions from ACV Washington Class Action

How should an insurance company calculate the actual cash value (ACV) of a vehicle it declares a total loss? Progressive Direct Auto Insurance Company does it incorrectly, alleges the complaint for this class action, taking “unsupported, impermissible and unverifiable” adjustments, which are always deductions, from the price of comparable vehicles.  Read more

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James River Insurance Actual Cash Value and Vehicle Transfer Fees Florida Class Action

When an insurance company is deciding the actual cash value ACV) of a totaled vehicle, what is included? The complaint for this class action alleges that James River Insurance Company ought to be including title and registration transfer fees for settlements under its Florida insurance policies.  Read more

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Progressive Select Incomplete Payment of Vehicle ACV Class Action

This class action is one of a number of recent ones taking issue with insurance companies’ payments for the actual cash value (ACV) of vehicles that are deemed total losses. In this case, the complaint alleges that Progressive Select Insurance Company does not include title and tag fees, which are necessary expenses when paying for  Read more

Totaled Car

Met Property and Casualty Damage Payouts MI and TN Class Action

When an insurer calculates how much to pay out on a loss involving property, it generally subtracts an amount for depreciation of the property. However, the complaint for this class action alleges that Metropolitan Property and Casualty Insurance Company (MetLife) subtracts sums for the depreciation of labor. The complaint argues that labor does not depreciate  Read more

Man in Suit Holding Out Paper Titled "Insurance" and Pen

Progressive Auto Policies ACV Sales Tax and Regulatory Fees Class Action

When an insurance determines the actual cash value (ACV) payout for a total-loss vehicle, what costs does this include? The complaint for this class action claims that Progressive Advanced Insurance Company and Progressive Specialty Insurance Company should include regulatory fees and sales taxes.  Read more

Auto Collision with Damaged Vehicles

Allstate Fire & Casualty Auto Insurance Vehicle Salvage Value Class Action

A number of class actions take issue with the figuring of the actual cash value (ACV) of totaled vehicles by insurance companies. This one does too, but with a twist. It brings suit against Allstate Fire & Casualty Insurance Company alleging that it does not consider the post-loss salvage value of the totaled vehicle.  Read more

Vehicle Collision

The Personal Insurance Co. Privacy Settlement

The Personal Insurance Company and its parent company, Desjardins General Insurance Group, Inc., are paying more than $2 million to settle a class action alleging that the Personal violated the Personal Information Protection and Electronic Documents Act. The complaint took issue with the Personal’s request for consent to use insureds’ credit scores to help with  Read more

State Auto Insurance Vehicles’ Actual Cash Value Arkansas Class Action

This is one of a number of class actions brought recently against insurance companies for their methods of figuring the actual cash value (ACV) of a vehicle when it is totaled in an accident. The complaint alleges that, in the event of a total loss, State Automobile Mutual Insurance Company and its subsidiary, Meridian Security  Read more

Totaled Vehicle After Accident