Auto Insurance

Permanent General Assurance Refunds of Unearned Premiums Settlement

Permanent General Assurance Corporation will pay former customers up to $2.7 million to settle a class action about unearned premiums. The complaint alleged the company breached its contracts and unjustly enriched itself by not providing refunds when customers voluntarily cancelled their auto insurance policies.  Read more

Progressive Direct “Projected Sold Adjustments” Idaho Class Action

To determine the actual cash value (ACV) of vehicles that are totaled, Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc. But the complaint for this Idaho class action alleges that Progressive “systematically thumbs the scale” in its own favor by applying Projected Sold Adjustments to Mitchell’s valuations, in order to make smaller  Read more

Root Insurance Company Sales Tax on Total Losses Missouri Settlement

Root Insurance Company is settling a class action alleging it breached its contracts in Missouri, by failing to pay sales tax on total losses. The complaint alleged that Root’s insurance policies required it to pay sales tax to Missouri insureds with total loss claims.  Read more

Root Insurance No Sales Tax on Payouts for Totaled Vehicles Texas Class Action

Root Insurance Company provides auto insurance with standard form insurance policies to customers in Texas. The complaint for this class action alleges that Root, in its payouts for totaled vehicles, does not include sales tax, which the complaint alleges violates its own Texas Sales Tax Form Policies.  Read more

Travelers Insurance No Inherent Diminution of Value Payout Class Action

One of the things offered by the Standard Fire Insurance Company, which does business as Travelers Insurance Company, is auto insurance. But this class action alleges that Travelers refuses to make payouts for third-party claimants after an accident for the vehicle’s inherent diminution in value (IDV).  Read more

USAA Total Losses Sales Tax Ohio Settlement

This settlement resolves a class action against United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company, alleging they breached their auto insurance policies in Ohio by failing to pay all money due when Ohio insureds suffered total losses. The complaint alleged the companies improperly paid  Read more

Travelers Property Casualty Stacking of UM/UIM Coverages Arizona Class Action

This class action, against Travelers Property Casualty Insurance Company, is about stacking uninsured and underinsured (UM/UIM) motor vehicle accident claims under Arizona law. The complaint alleges that Travelers was obliged to permit stacked UM/UIM coverage, because it did not do what it was required to do to avoid it.  Read more

Geico Total Loss Actual Cash Value Taxes California Settlement

This settlement resolves a class action against GEICO General Insurance Company, Government Employees Insurance Company, GEICO Casualty Company, and GEICO Indemnity Company. The complaints alleged that the companies breached their contracts by failing to pay the full actual cash value on first-party, total-loss vehicle claims to California insureds who submitted physical damage claims during the  Read more

Progressive Universal “Projected Sold Adjustments” Nebraska Class Action

When a vehicle is totaled in an accident, the insurance company must calculate the vehicle’s actual cash value (ACV) in order to determine the payout. The complaint for this class action alleges that Progressive Universal Insurance Company “systematically thumbs the scale” in its own favor by applying something called a Projected Sold Adjustment that the  Read more

Sound Credit Union Collateral Protection Insurance Washington Settlement

This settlement resolves a class action against Sound Credit Union, alleging it violated the Washington Consumer Protection Act and Washington common law. The complaint brought suit against Sound for charging borrowers for collateral protection insurance premiums, not fully refunding unearned premiums, and charging unauthorized fees and interest.  Read more