fbpx

State Farm Mutual No Election of Lower Coverage Pennsylvania Class Action

When a new vehicle is added to an existing insurance policy, does the insurance company need to get a new election of lower uninsured or underinsured motorist (UIM) coverage than the state requires? The complaint for this class action says it does, and brings suit against State Farm Mutual Automobile Insurance Company for reducing coverage  Read more

State Farm Logo

State Farm Mutual Auto Insurance “Typical Negotiation Adjustment” Class Action

If your car is totaled in an accident, how does your insurance company calculate its payout of the actual cash value (ACV)? The complaint for this class action alleges State Farm Mutual Automobile Insurance Company has its vendor determine the price of comparable vehicles, then subtracts what the complaint calls “an arbitrary and baseless flat-rate  Read more

State Farm Three-Ovals Logo

Auto Insurance Group Good Driver Discounts California Class Action

In California, drivers may qualify for a Good Driver Discount (GDD) policy with lower rates. This class action brings suit against eight insurance companies of Nationwide Corp. Group for their GDD policy prices. The complaint alleges they offered GDD policies at higher rates than the lowest rate of any company within its common-ownership group, in  Read more

Nationwide Eagle Logo

State Farm Mutual Auto Insurance Sales Tax on Total Losses California Class Action

When an insurance company pays you the actual cash value (ACV) of a totaled vehicle, what is included in that amount? The complaint for this class action alleges that State Farm Mutual Automobile Company should, but does not, include the sales tax that will be charged on a new vehicle.  Read more

State Farm Three-Ovals Logo

Progressive Specialty No UIM Benefits for Unstacked Coverage Pennsylvania Class Action

Michael J. Ford was riding his Honda motorcycle in Hilltown Township in Pennsylvania when he was hit by a driver making a left turn into his path. Because the other driver’s insurance did not have sufficient coverage to pay for his injuries, Ford is trying to get uninsured/underinsured motorist (UIM) coverage from one of his  Read more

Progressive Insurance P Logo

State Farm Mutual Auto Insurance Stacked UIM Payout Pennsylvania Class Action

Norman Stanton was riding his Kawasaki motorcycle near the entrance to a Wawa when he was hit from behind by another vehicle. The driver of the other vehicle had insufficient coverage to pay for his injuries. The complaint for this class action alleges that Stanton’s stacked uninsured motorist coverage with State Farm Mutual Automobile Insurance  Read more

State Farm Name and Three-Oval Logo

Wells Fargo Refund of GAP Fees Settlement

This settlement resolves a class action against Wells Fargo Bank, NA, on the subject of Guaranteed Asset Protection or Guaranteed Auto Protection (GAP). GAP offers extra protection beyond that provided by typical auto insurance policies in event of a total loss of the vehicle. The complaint alleged that when a vehicle’s financing is paid off  Read more

Wells Fargo Sign with Stagecoach Image

Progressive Casualty “Projected Sold Adjustment” New York Class Action

How does an insurance company calculate the actual cash value (ACV) of a vehicle that has been totaled in an accident? The complaint for this class action alleges that Progressive Casualty Insurance Company determines the cost of “comparable vehicles” but then subtracts a “projected sold adjustment” that unfairly lowers the amount of the payout to  Read more

Progressive Name

Progressive Actual Cash Value Negotiation Adjustment New York Class Action

When a vehicle is totaled in an accident, the insurance company must determine the actual cash value (ACV) of the vehicle. Progressive Corporation, which does business as Progressive and Progressive Group of Insurance Companies, uses valuation reports from a vendor called Mitchell International, Inc. to make that determination, but the complaint for this class action  Read more

Progressive P Logo

Farmers Insurance Exchange Auto Insurance Windfall California Class Action

Many companies and individuals suffered from the Covid-19 pandemic in 2020, says the complaint for this class action, “auto insurers like Farmers [Insurance Exchange] have scored a windfall.” This is because stay-at-home orders, social distancing, and people working from home have resulting in far less driving, fewer cars on the road, and thus fewer car  Read more

Farmers Insurance Name and Logo