Additional charges in breach of contract
Cintas Overcharging of Governments and Nonprofits Class Action
Cintas Corporation No. 2 has contracts with the government to rent things like uniforms, mats, mops, and towels to government and nonprofit organizations around the country at a single, consistent price. However, the complaint for this class action alleges that the company overcharges both its government and its nonprofit customers. Read more
City National Bank and Trust Overdraft and NSF Fees Reg E Class Action
Banks may charge overdraft (OD) fees on one-time debit and ATM transactions provided they meet the requirements of Federal Reserve Regulation E, with proper disclosures to, and consent from, the customer. However, the complaint for this class action alleges that the City National Bank and Trust Company of Lawton, Oklahoma does not do this. The Read more
Navy Federal Credit Union Multiple NSF Fees Settlement
Navy Federal Credit Union is paying some $16 million to settle a class action alleging that it charged customers “representment” fees, or multiple non-sufficient funds (NSF) fees on a single item and that this breached its contracts with customers. The complaint claimed that when an item that had previously been refused payment for insufficient funds Read more
KeyBank Overdraft and Nonsufficient Funds Fees Class Action
KeyBank, the complaint for this class action alleges, charges customers improper overdraft (OD) and nonsufficient funds (NSF) fees. It alleges that the bank charges customers OD fees in improper circumstances and charges more than one NSF fee on a single transaction. Read more
Equity Bank Overdraft and Non-Sufficient Funds Fees Class Action
Two practices are at issue in this class action. The complaint alleges that Equity Bank (1) charges overdraft (OD) fees on accounts that were never actually overdrawn, and (2) charges more than one non-sufficient funds (NSF) fee on a single item. These practices, the complaint says, breaches the bank’s contracts. It refers to them as Read more
Visions Federal Credit Union Multiple NSF Fees on One Item Class Action
Visions Federal Credit Union tells its checking customers that, if their balances are too low to cover a presented item (such as a check or an autopayment), it will charge them a $25 nonsufficient funds (NSF) fee. But the complaint for this class action alleges that it does not do this: “Instead, Visions routinely charges Read more
American Airlines Charges for “Free” Checked Bag Class Action
According to the complaint for this class action, in 2019, American Airlines, Inc. (AA) earned over $1.4 billion in baggage fees. AA now offers to allow certain customers to check bags for free now, but the complaint alleges that “AA systematically required these passengers to pay to check bags and thus breached its contract with Read more
Hanscon FCU Unlawful Imposition of Fees Class Action
Hanscom Federal Credit Union, claims the complaint for this class action, seeks “to maximize the fees it imposes on members.” It does this, the complaint says, by charging overdraft (OD) or nonsufficient funds (NSF) fees on accounts that had enough money to cover the transactions, and by imposing more than one NSF fee on a Read more
Navy Federal Credit Union Foreign Fees for Online Purchases Class Action
Is a transaction by an American in the US at a foreign website a foreign transaction? Should it be subject to the additional International Service Assessment Fees (ISAF) charged by banks and other credit or debit card companies for foreign transactions? This class action, against Navy Federal Credit Union (NFCU) says no. Read more
Capital One Out-of-Network Balance Check Fee Settlement
Capital One is paying $13 million to settle a class action alleging that it charged accountholders improper fees. The complaint alleged that when accountholders made balance inquiries at out-of-network ATMs, Capital One charged fees that breached its contracts with the customers. An out-of-network ATM is one that is not part of Capital One’s fee-free ATM Read more