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Mutual of Enumclaw Total Loss Valuation Washington Settlement

More than $2 million is the cost for Mutual of Enumclaw (MOE) to settle a class action alleging that it did not correctly value vehicles in its payouts for total losses. The complaint alleged that the company subtracted an amount for a “typical negotiation” that was not supported, reasonable, or allowed under state laws.  Read more

Integon Preferred Insurance Vehicle Actual Cash Value Class Action

Recently, a number of class actions are disputing the actual cash value (ACV) paid by auto insurance companies for total losses. In this case, the complaint alleges that Integon Preferred Insurance Company pays too little because it does not pay “mandatory regulatory taxes, costs and fees (Full Total Loss Payments or “FTLP”) required to replace  Read more

Total Loss Vehicle After Accident

State Farm Valuation of Total Loss Vehicles Class Action

This is yet another class action against an insurance company for improperly determining the actual cash value (ACV) of vehicles that have been declared a total loss. The complaint for this class action names as defendants not only State Farm Mutual Automobile Insurance Company, but also Audatex North American, Inc., Explore Information Services, and Solera  Read more

Total Loss Vehicle After Accident

Columbia Insurance Group Inadequate Actual Cash Value Class Action

The complaint for this class action claims that Columbia Mutual Insurance Company, which does business as Columbia Insurance Group (CIG), uses a report that “systematically undervalues” the vehicles of its insureds when settling total loss claims. The result is “a payment of less than the actual cash value” (ACV), saving CIG money at its customers’  Read more

Figure with Flag from Columbia Insurance Group Logo

Liberty Mutual Insurance Actual Cash Value Calculation Florida Class Action

The complaint for this class action concerns auto insurance policies with comprehensive and collision coverage, and the payment of the actual cash value (ACV) of a vehicle under Florida law. The complaint alleges that Liberty Mutual Insurance Company “systematically underpaid” insureds who were entitled to the ACV for their vehicles.  Read more

Liberty Mutual Insurance Company Building

Progressive Select Valuation of Total Loss Vehicles Class Action

When a vehicle is in an accident and declared a total loss, how does the insurance company arrive at a figure for replacement? The complaint for this class action alleges that Progressive Select Insurance Company does not arrive at fair settlement amounts, primarily because it does not use proper sources for vehicle valuation.  Read more

Advertising Character "Flo" Holding Progressive Sign

First Acceptance Insurance Taxes and Fees on Total Losses Florida Class Action

When an automobile is totaled in an accident, the company that insured the vehicle must pay the owner its actual cash value (ACV). The issue in this class action is that insurer First Acceptance Insurance Company, Inc. does not include all costs of replacing the vehicle, such as title transfer fees.  Read more

Total Loss Vehicle (Crashed into Lighting Pole)

Elephant Auto Insurance Sales Tax and Transfer Fees for Total Losses Class Action

When an insurance company pays the replacement cost of a vehicle that is a total loss, should that amount include sales tax and title/tag transfer fees? The complaint for this class action says yes, and it alleges that Elephant Insurance Company owes these amounts to its insureds who have had total losses.   Read more

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Esurance Property and Casualty False Bases for Vehicle Valuation Class Action

Plaintiff Richard Bettor claims that Esurance Property and Casualty Insurance Co. undervalued his vehicle when paying him for a total loss after an accident. The complaint for this class action claims that Esurance used false bases to determine the value of totaled vehicles covered under its automobile policies. The complaint asks for declaratory relief against  Read more

Car with Severely Damaged Front

Transamerica Life Insurance Policy Extra Interest and Charges Class Action

Life insurance policies can last for many years, and consumers are often unaware of whether the terms of their policies are fully met or not. The complaint for this class action claims that plaintiff Ronald B. Hardy was not aware for many years that an extra interest endorsement on his policy was not being paid  Read more

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