Settlement Structure: Claims Made
Active: Closed
Closed Settlement Statement:
According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.
Case Summary:Verified Credentials, Inc. is settling a class action alleging that it violated the Fair Credit Reporting Act. The complaint alleges that, in consumer reports for employment purposes, the company reported public-record information likely to have an adverse effect without providing notice of this to the subject of the report and without maintaining strict procedures to ensure that the information in the report was complete and up-to-date. (A second defendant in the same suit is not participating in this settlement.)
Docket Number:16-cv-60364
Company: Verified Credentials Inc.
Filing Deadline: January 27, 2018
Class Period: February 24, 2014 to January 24, 2016
Objection Deadline: January 27, 2018
Exclusion Deadline: January 27, 2018
Final Approval Hearing: March 9, 2018
Proof of Purchase:Verified’s records will be used for verification of claims. However, members of the Opt-In Class must submit an Opt-In Form.
Eligibility:You may be eligible if you are in either of two classes.
Automatic Payment Class: All natural persons living in the US,
- Who were the subject of a consumer report sold by Verified for employment purposes. between February 24, 2014 and January 24, 2016,
- Whose report contained at least one public record of a criminal conviction, civil lien, bankruptcy, or civil judgment that was likely to have an adverse effect on the subject’s ability to obtain employment,
- Who then disputed the information with Verified,
- Whose dispute resulted in a revised report,
- Where no notice was sent to the subject as required under the FCRA.
Persons in this class who have received notices are not required to opt-in to the class.
Opt-In Class: All natural persons living in the US,
- Who were the subject of a consumer report sold by Verified for employment purposes. between February 24, 2014 and January 24, 2016,
- Whose report contained at least one public record of a criminal conviction, civil lien, bankruptcy, or civil judgment that was likely to have an adverse effect on the subject’s ability to obtain employment,
- Where no notice was sent to the subject as required under the FCRA, and
- Who timely opts in and completes and submits a valid claim form certifying that they consumer report was incomplete or not up-to-date, and who claims they were harmed as a result.
People in this class must submit an opt-in notice.
Typical Settlement Amount:Pro rata share of the net settlement; estimated at between $19.07 and $256.00, depending on how many valid claims are received.
Total Settlement Amount: $1.4 million
Class Representative Proposed Incentive Fee:$10,000
Law Firms:
Consumer Litigation Associates PC
Wenzel Fenton Cabassa PA
Claim Form: Verified FRCA Settlement Opt-In Form
Case Name: Moody, et al. v. Verified Credentials, Inc., et al.
Settlement Website: Verified FRCA Settlement Website
Claims Administrator:
American Legal Claims Services, LLC
Moody v Verified Settlement,
PO Box 23680,
Jacksonville, FL 32241
info@verifiedfcrasettlement.com