Unified Life Insurance Claims Underpayment Settlement

Settlement Structure: Claims Made

Active: Open

Case Summary:

Unified Life Insurance Company is paying more than $10 million to settle a class action alleging it underpaid insureds’ claims under short-term medical insurance policies issued between 2014 and 2017. The complaint alleged that the underpayments occurred because of the use of Data iSight, and that the claims were below the level of payment required by the insurance policies.

Docket Number:


Company: Unified Life Insurance Company

Filing Deadline: January 1, 2100

Class Period: January 1, 2014 to December 31, 2017

Objection Deadline: November 4, 2021

Exclusion Deadline: August 14, 2020

Final Approval Hearing: November 18, 2021

Proof of Purchase:

If you received a Notice, no proof or claim forms are required.


You may be eligible if you are an individual who bought a Unified Life Insurance Company Short-Term Medical Insurance policy, or a policy with similar language, between 2014 and 2017, you made a claim for yourself or other insureds under the policy, and Unified assigned an amount for that claim using the Data iSight methodology.

If you received a notice, you are likely a class member.

Typical Settlement Amount:

Amounts paid will depend on each class member’s Discount Amount, that is, the difference between the amount the provider charged and the amount Unified paid you for the claim (subject to deductibles, copays, and coinsurance). Six tiers have been established for determining payments, which will range from $5 to $6,000. Exact amounts may vary slightly, depending on how much money is eventually left in the net settlement fund after other settlement costs have been paid.

Total Settlement Amount: $8,000,000 for claims, plus an additional amount for attorneys and litigation expernses

Class Representative Proposed Incentive Fee:


Law Firm:
Morrison, Sherwood, Wilson, & Deola, PLLP

Case Name: Butler et. al. v. Unified Life Insurance Company, et al.

Settlement Website: Unified Life Insurance Claims Underpayment Settlement Website

Claims Administrator:
KCC Class Action Services, LLC

Claims Administrator Contact Information:

Butler v. Unified Case Administrator
c/o KCC Class Action Services, LLC
P.O. Box 43205
Providence, RI 02940-3205

Tags: Health Insurance, Incomplete payment of benefits due, Insurance