Trott Law Fair Debt Collection Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:
According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Trott Law is putting up $7.5 million to settle a class action alleging that it violated the Fair Debt Collection Practices Act (FDCPA) and the Michigan Regulation of Collection Practices (RCPA) in its letters sent in connection with non-judicial foreclosures in Michigan. The complaint claimed that Trott did three improper things: (a) misleadingly suggesting they were from an attorney even though no attorney had meaningfully reviewed the accounts, (b) overshadowing the federal validation rights of the homeowners in some of letters by mentioning the possible reinstatement of the mortgage, and (c) using the undefined phrase “Corporate Advances” in some of the letters. 

Docket Number:


Company: Trott Law

Filing Deadline: September 3, 2018

Class Period: August 11, 2009 to June 29, 2018

Objection Deadline: September 3, 2018

Exclusion Deadline: September 3, 2018

Final Approval Hearing: September 27, 2018

Proof of Purchase:

Presumably company records will be used for verification.


You may be eligible if Trott Law sent you any version of the Trott PC Foreclosure Letter in connection with mortgages on residential real property in Michigan, which was not returned as undelivered by the US postal service, dated between August 11, 2009 and June 29, 2018. For a full definition of the Trott Foreclosure Letter, see Paragraph 71 of the complaint. It includes not just the versions attached to the complaint but any version sent during the class period to start the foreclosure by advertisement.

If you received a postcard notice, and other members of your household have received their own postcard notice, with a unique identification number, you are both permitted to file claims.

Typical Settlement Amount:

Pro-rata share of the net settlement fund; calculated at $30 for each letter sent. However, since only those who file valid claims will receive payouts, actual amount is estimated as $75-$150.

Total Settlement Amount: $7.5 million

Class Representative Proposed Incentive Fee:


Law Firms:
Andrew J. McGuinness Esq.
Cohen Milstein Sellers & Toll

Claim Form: Trott Law Fair Debt Collection Settlement Claim Form

Case Name: Martin, et al. v. Trott Law PC

Settlement Website: Trott Law Fair Debt Collection Settlement Website

Claims Administrator:
Epiq Systems

Claims Administrator Contact Information:

Trott Settlement Claims Administrator
c/o Epiq
P.O. Box 3747
Portland, OR 97208-3747

Tags: FDCPA, Misleading or Confusing Debt Collection Letter, Unlawful Debt Collection