Travelers Property Rot Damage Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Travelers Home and Marine Insurance Company is settling a class action alleging it improperly applied a long-term seepage or leakage exclusion in some of its insurance policies when insureds claimed rot damage. The complaint alleged that Travelers should have paid the rot damage claims under a Rot Remediation Coverage.

Docket Number:


Company: Travelers Home and Marine Insurance Company

Filing Deadline: May 28, 2020

Objection Deadline: May 13, 2020

Exclusion Deadline: May 13, 2020

Final Approval Hearing: June 23, 2020

Proof of Purchase:

You must submit supporting documentation for claims relating to rot damage of $2,500 or more.


You may be eligible if you meet the following requirements:
- You made a property insurance claim with Travelers for structural damage to an insured structure in the US under a Travelers policy.
- Your insurance claim was submitted during the class period (different for different jurisdictions; see Exhibit G to the Settlement Agreement)
- Your Travelers policy included coverage for rot remediation
- Your claim included rot damage, and
- Travelers denied the rot damage portion of your claim

You are not eligible, even if you satisfy these requirements, if, as of February 4, 2020, your claim with Travelers
- Remains open in Travelers records
- Is the subject of an assignment of rights to payment to any third party
- Is the subject of a pending lawsuit other than this one
- Is the subject of a final judgement in a lawsuit against Travelers or a release executed in favor of Travelers, or
- Is the subject of an ongoing or completed appraisal proceeding under the terms of an appraisal provision in your policy.

Note that there are two different claim forms, Claim Form A for a Policy Period Claim, and Claim Form B for a Statutory Period Claim. If you did not receive a claim form in the mail and do not know which form to use, contact the settlement administrator.

Typical Settlement Amount:

Payments depend on the amount of damage claimed and go up to $3,750. See the table in the Notice. The term “claimed rot damage” refers to the actual or estimate cost of the repair of the damage. Note also that payments are significantly below the full amount of the claimed rot damage.

Total Settlement Amount: Unknown

Class Representative Proposed Incentive Fee:


Law Firms:
Golomb & Honik
Wheeler DiUlio & Barnabei

Claim Form: Travelers Property Rot Damage Settlement Claim Form

Case Name: Rose v. The Travelers Home and Marine Insurance Company

Settlement Website: Travelers Property Rot Damage Settlement Website

Claims Administrator:
Epiq Class Action & Claims Solutions, Inc.

Claims Administrator Contact Information:

Rose v. Travelers Settlement Administrator
c/o Epiq
P.O. Box 2312
Portland, OR 97208-2312

Tags: Insurance, Property Damage from Incident, Rot Damage