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Trans Union Names on OFAC Database Settlement

Settlement Structure: Claims Made

Active: Open

Case Summary:

Trans Union, LLC is paying $9 million to settle a class action alleging it did not comply with the Fair Credit Reporting Act (FCRA) when it erroneously associated consumers with individuals who were part of the government’s Office of Foreign Assets Control (OFAC) Database. The database lists persons who are suspected of being terrorists, drug traffickers, or other enemies of the state.

The complaint made two allegations: first, that Trans Union did not use reasonable procedures to ensure the “maximum possible accuracy” of the information; and second, that it misinformed consumers about what was in their credit reports and did not tell them about their right to dispute the erroneous OFAC information and have corrections made.

Docket Number:

3:12-cv-00632-JSC

Company: TransUnion LLC

Filing Deadline: October 17, 2022

Class Period: January 1, 2011 to July 26, 2011

Objection Deadline: November 18, 2022

Final Approval Hearing: December 15, 2022

Proof of Purchase:

Stipulation Subgroup members do not need to submit a claim form or provide proof. Non-Stipulation Subgroup members must submit a Non-Stipulation Claim Form identifying the company to which the report was sent and the date on which Trans Union sent it.

Eligibility:

You may be eligible if you are a natural person in the US or its territories to whom Trans union sent a letter similar in form to the March 1, 2011 letter it sent to the plaintiff in this case about the OFAC (Office of Foreign Assets Control) Database, between January 1, 2011 and July 26, 2011. You must also determine which of the following two subgroups you are in:

- Stipulation Subgroup: Persons who have already been identified as individuals about whom Trans Union sent a credit report with OFAC data to a third party. If you belong to this group, you do not have to do anything further.
- Non-Stipulation Subgroup: Persons not identified as individuals about whom Trans Union sent a credit report with OFAC data to a third party. If you are in this subgroup, you must submit a Non-Stipulation Claim Form identifying the company to which the report was sent and the date on which Trans Union sent it.

Typical Settlement Amount:

Payment estimated at more than $1,900 per person. Final amount will depend on the number of valid claims received.

Total Settlement Amount: $9,000,000

Class Representative Proposed Incentive Fee:

$75,000

Law Firms:
Francis & Mailman PC
Lieff Cabraser Heimann & Bernstein

Claim Form: Ramirez v. Trans Union LLC Non-Stipulation Claim Form

Case Name: Ramirez v. Trans Union, LLC

Settlement Website: Ramirez v. Trans Union LLC Website

Claims Administrator:
Continental DataLogix, LLC

Claims Administrator Contact Information:

Ramirez v. Trans Union LLC
c/o Settlement Administrator
P.O. Box 16
West Point, PA 19486
(833) 215-9289
questions@RamirezTUSettlement.com

Tags: Background Reports, Credit Reports, Erroneous Information on Report, FCRA, Failure to provide subject with summary of rights under FCRA, Misreporting of Data or Reporting of False Data