Seterus Final Letter Action Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Seterus, Inc. and Nationstar Mortgage, LLC will be paying $7 million to settle a class action alleging that they unlawfully threatened homeowners with foreclosure in a Notice of Default letter or Final Letter. The complaint alleged violation of the (1) the Fair Debt Collection Practices Act (FDCPA), the Michigan Regulation of the Collection Practices Act, (3) the North Carolina Debt Collection Act, and (4) the Rosenthal Act, depending on the state.

Docket Number:


Company: Seterus

Filing Deadline: January 1, 2100

Objection Deadline: March 19, 2021

Exclusion Deadline: March 19, 2021

Final Approval Hearing: April 9, 2021

Proof of Purchase:

You do not need to file a claim form. If you were sent a Notice of this settlement, Seterus’s records indicate you are a member of one of the classes. If you did not receive a Notice but you believe you are a member of one of the classes, contact the settlement administrator.


You may be eligible if you received a Notice of Default (or Final Letter) and potential acceleration on their mortgage loans from Seterus, Inc. in connection with collateral property in the states of North Carolina, Michigan, Kansas, Alabama, New York, Minnesota, California, Missouri, Georgia, Florida, or Pennsylvania.

Not that each state has its own specific class definition, with different details and its own class period. Check the exact class definition for your state in the Notice, at http://seterusfinalletteraction.com/media/3214444/v4_s2k_notice_012221.pdf?_ga=2.254087816.1234390626.1614086537-799198826.1614086537.

Typical Settlement Amount:

Amounts of payments will depend on the state class to which you belong. The Kansas, Alabama, New York, Minnesota, California, Missouri, Georgia, Florida, and Pennsylvania Classes are collectively called the FDCPA Class. Member of this class will receive different benefits from the members of the North Carolina and Michigan Classes because the state laws differ.

Total Settlement Amount: $7,000,000

Class Representative Proposed Incentive Fee:

$55,500 in total for all of the Representative Plaintiffs

Law Firms:
Maginnis Howard PLLC
Whitfield Bryson & Mason

Case Name: Koepplinger, et al, v. Seterus, Inc.

Settlement Website: Seterus Final Letter Action Website

Claims Administrator:
KCC Class Action Services, LLC

Claims Administrator Contact Information:

Koepplinger, et al. v. Seterus Inc., et al.
Settlement Administrator
P.O. Box 43502
Providence, RI 02940-3502

Tags: Default, Foreclosure, Mortgage-Related Unfair Practices