Root Insurance Company Sales Tax on Total Losses Missouri Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Root Insurance Company is settling a class action alleging it breached its contracts in Missouri, by failing to pay sales tax on total losses. The complaint alleged that Root’s insurance policies required it to pay sales tax to Missouri insureds with total loss claims.

Docket Number:


Company: Root Insurance Company

Filing Deadline: February 4, 2023

Class Period: January 5, 2011 to August 4, 2022

Objection Deadline: December 31, 2022

Exclusion Deadline: December 31, 2022

Final Approval Hearing: January 30, 2023

Proof of Purchase:

You do not have to provide proof.


You may be eligible if you were a Missouri policyholder insured by Root and you submitted a physical damage claim for your vehicle that resulted in a total loss claim payment, between January 5, 2011 and August 4, 2022. If your claim payment included sales tax, you may not be part of the settlement class.

Typical Settlement Amount:

Root will pay those who submit valid claims sales tax at the average rate of 7.76% of the adjusted vehicle value calculated at the time of loss, for a total of just under $1.5 million.

Total Settlement Amount: $1,492,914.94 to pay claims, plus additional amounts for attorneys’ fees and expenses, service award, and settlement costs

Class Representative Proposed Incentive Fee:


Law Firms:
Dapeer Law PA
OnderLaw, LLC

Claim Form: Auto Loss Tax Settlement Claim Form

Case Name: Hess v. Root Insurance Company

Settlement Website: Auto Loss Tax Settlement Website

Claims Administrator:
Simpluris, Inc.

Claims Administrator Contact Information:

Settlement Administrator
Hess v. Root Insurance Company
PO Box 25481
Santa Ana, CA 92799

Tags: Auto Insurance, Incomplete payment of benefits due, Insurance, Sales Tax