Ocwen, CCHS Home Warranty Plans Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

In a settlement worth over $26 million, Ocwen and CCHS are resolving a class action claiming that they enrolled customers in home warranty or service plans without their knowledge. The complaint alleged that Ocwen sent customers checks for low sums, like $2.50 or 3.50, designed to look like rebates or refunds, and when they cashed them, enrolled the customers in CCHS home warranty or service plans, which they were later charged for on their mortgage statements.

Docket Number:

13 Civ. 4427 (NGG) (SLT)

Company: Ocwen

Filing Deadline: June 18, 2019

Class Period: August 6, 2009 to December 31, 2013

Objection Deadline: June 18, 2019

Exclusion Deadline: June 18, 2019

Final Approval Hearing: July 26, 2019

Proof of Purchase:

Presumably company records will be used for verification.


You may be eligible if you are a current or former Ocwen, GMAC, or Homeward Residential customer who (a) was enrolled in a CCHS warranty or service plan, between August 6, 2009 and December 31, 2013, after you deposited a small-dollar check sent as a solicitation, (b) made one or more payments for the plan, (c) never made a claim under the plan, and (d) did not receive a full refund of all the premiums you paid for the plan.

Typical Settlement Amount:

Up to 77% of total premiums paid. The amount depends on how high your premium was and for how long you paid that premium.

Total Settlement Amount: $26,457,227

Class Representative Proposed Incentive Fee:

$1,000 to $20,000

Law Firm:
Wittels Law

Claim Form: Ocwen, CCHS Home Warranty Plans Settlement Claim Form

Case Name: Delgado et al. v. Ocwen Loan Servicing, LLC et al.

Settlement Website: Ocwen, CCHS Home Warranty Plans Settlement Website

Claims Administrator:
Heffler Claims Group

Claims Administrator Contact Information:

Home Warranty – Check Marketing Settlement
Delgado v Ocwen
c/o Heffler Claims
P.O. Box 58489
Philadelphia, PA 19102-8489

Tags: Deceptive Business Practices, Unfair Subscription Practices