JPMorgan Chase FCRA Account Review Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

This class action alleges that JPMorgan Chase violated the Fair Credit Reporting Act (FCRA) by accessing consumer credit reports to conduct Account Review Inquiries of customers after their account relationships had ended. 

Docket Number:

5:14-cv-00912- FB

Company: JPMorgan Chase & Co.

Filing Deadline: March 23, 2016

Class Period: October 16, 2009 to October 16, 2014

Objection Deadline: March 23, 2016

Exclusion Deadline: March 23, 2016

Final Approval Hearing: April 27, 2016

Proof of Purchase:

Mail notice or attestation, to the best of claimant’s knowledge that Chase conducted an account review inquiry after one of the five events listed, plus the date of one of the five events listed or a Chase account number for verification of the event.


You may be eligible if you were a borrower of guarantor on a Chase account, and your consumer credit information was accessed by Chase through an Account Review Inquiry between October 16, 2009 through October 16, 2014, and at a time when the account met any one of the following criteria:

  • the account was closed with a zero balance;
  • the account had been sold or transferred to a third party;
  • the debt on the account had been discharged in bankruptcy;
  • Chase had foreclosed the property securing the account loan; or
  • Chase had sold in a short sale or had transferred through a deed in lieu of foreclosure the property securing the account loan. 
Typical Settlement Amount:

Pro rata share of settlement fund; depends on the number of claimants.

Total Settlement Amount: $8.75 million

Class Representative Proposed Incentive Fee:


Law Firm:
Bingham & Lea PC

Claim Form: Duncan v. JPMorgan Chase Bank, N.A. Claim Form

Case Name: Duncan v. JPMorgan Chase Bank, N.A.

Settlement Website: Duncan v. JPMorgan Chase Bank, N.A. Settlement Website

Claims Administrator:
Kurtzman Carson Consultants

Claims Administrator Contact Information:

Chase FCRA Settlement Claims Administrator

Kurtzman Carson Consultants

P.O. Box 43389

Providence, RI 02940-3389


Tags: Using Your Private Information Without Consent, Your Bank, Your Privacy