Freedom Mortgage Automatic Inspections Settlement

Settlement Structure:

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Freedom Mortgage Corporation has agreed to settle a class action alleging it improperly or unnecessarily charged borrowers fees for property inspections. The complaint alleged it charged the fees for property inspections when mortgages it serviced were delinquent or in default.

Docket Number:


Company: Freedom Mortgage Corporation

Filing Deadline: December 16, 2021

Class Period: March 5, 2013 to December 31, 2020

Objection Deadline: December 16, 2021

Exclusion Deadline: December 16, 2021

Final Approval Hearing: February 1, 2022

Proof of Purchase:

You do not need to provide proof.


You may be eligible if you are a borrower in the US whose mortgage was or is service by Freedom, who paid Freedom for property inspections because you were defaulting or delinquent on your loan, between March 5, 2013 and December 31, 2020.

The settlement does not apply if (1) you did not pay the fees, (2) the fees you paid were refunded to you, (3) the fees were paid by a third party, or (4) you gave Freedom a release of claims which covers the claims in this case.

Typical Settlement Amount:

Payment of (1) 35% of the first property inspection fee you paid to Freedom, and (2) 50% of all subsequent property inspection fees. If your loan includes multiple borrowers, all borrowers will be jointly eligible for a single payment.

Total Settlement Amount: Unknown

Class Representative Proposed Incentive Fee:


Law Firms:
Finkelstein Blankinship Frei-Pearson & Garber LLP
Levin Papatonio Thomas Mitchell Rafferty and Proctor PA

Claim Form: Freedom Mortgage Automatic Inspections Settlement Claim Form

Case Name: Gress v. Freedom Mortgage Corp.

Settlement Website: Freedom Mortgage Automatic Inspections Settlement Website

Claims Administrator:
Kroll Settlement Administration, LLC

Claims Administrator Contact Information:

Gress v. Freedom Mortgage c/o Kroll Settlement Administration LLC
PO Box 5234
New York, NY 10150-5234

Tags: Inspection Fees, Mortgage-Related Unfair Practices, Servicing Your Mortgage, Unfair Charges