First Niagara Bank Mortgage Satisfaction Class action Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

The plaintiffs in this lawsuit claims that First Niagara failed to timely present to the county clerks of New York State proof that mortgages had been satisfied in violation of multiple NY laws. 

Docket Number:


Company: First Niagara Bank

Filing Deadline: October 8, 2016

Class Period: July 19, 2010 to November 14, 2014

Objection Deadline: October 27, 2016

Exclusion Deadline: October 8, 2016

Final Approval Hearing: November 10, 2016

Proof of Purchase:

Claimants must provide mortgage documents, address of the mortgaged property, and the last four numbers of their SSN.


If you paid off or satisfied a residential mortgage in New York State between July 19, 2010 and November 14, 2014 that was held or serviced by First Niagara, Bank, N.A. and First Niagara did not present a satisfaction of mortgage to the county clerk within 30 days, you may be eligible to be a class member.

Typical Settlement Amount:

Varies depending on how long First Niagara took to send certificate of satisfaction. 30 days: $250, 60 days: $500, 90 days: $750

Total Settlement Amount: $2,200,000

Class Representative Proposed Incentive Fee:


Law Firm:
Finkelstein Blankinship Frei-Pearson & Garber LLP

Claim Form: Submit a Claim

Case Name: Jeffery Zink, et al., v. First Niagara Bank, N.A.

Settlement Website: Zink v. First Niagara Bank Settlement

Claims Administrator:
Epiq Systems

Claims Administrator Contact Information:

Zink First Niagara Settlement
P.O. Box 3230
Portland, OR 97208-3230

Tags: Mortgage-Related Unfair Practices, Unfair Services, Your Home