First Interstate Bank APPSN Fees and Retry Fees Settlement

Settlement Structure: Claims Made

Active: Open

Case Summary:

This settlement resolves two class actions against First Interstate Bank, alleging it engaged in two improper practices not permitted by its account agreements. The complaints claimed (1) that the bank charged overdraft fees on certain transactions, known as “Authorize Positive, Purportedly Settle Negative” (APPSN) when accounts were not actually overdrawn, and (2) that it charged multiple non-sufficient funds (NSF) fees when previously-rejected items were retried.

Docket Number:

DV 20‐528 and CV‐21‐45‐BLG‐SPW‐TJC

Company: First Interstate Bank

Filing Deadline: January 1, 2100

Class Period: December 30, 2011 to September 17, 2018

Objection Deadline: April 19, 2022

Exclusion Deadline: April 19, 2022

Final Approval Hearing: June 27, 2022

Proof of Purchase:

You do not have to submit a Claim Form or provide proof.


You may be eligible if you have or had an account with First Interstate Bank and you were charged overdraft or returned-item fees, during the class period for your state. The class periods are as follows:

- Idaho: April 10, 2015 to September 17, 2018
- Montana: April 10, 2012 to September 17, 2018
- Oregon: April 10, 2014 to September 17, 2018
- South Dakota: April 10, 2014 to September 17, 2018
- Washington: April 10, 2014 to September 17, 2018
- Wyoming: December 30, 2011 to September 17, 2018

Typical Settlement Amount:

Benefit: A payment or credit to your account or forgiveness of uncollected fees.

Total Settlement Amount: $2,348,090

Class Representative Proposed Incentive Fee:


Law Firms:
Edwards & Culver
Kaliel Gold PLLC
Kick Law Firm APC

Case Name: Morris v. First Interstate Bank and Miller v. First Interstate Bank

Settlement Website: Morris v. First Interstate Bank Website

Claims Administrator:
Epiq Class Action & Claims Solutions, Inc.

Claims Administrator Contact Information:

Morris and Miller v. First Interstate Bank
Attn: Settlement Administrator
P.O. Box 5075
Portland, OR 97208‑5075

Tags: Insufficient or Non-Sufficient Funds Fees, More Than One Fee Assessed on a Single Item/Transaction, Overdraft Fees, Your Bank