Earnin Overdraft/NSF Fees Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Activehours, Inc., which does business through the Earnin App, is settling a class action for $3 million. The complaint alleged that some customers were charged overdraft or non-sufficient funds (NSF) fees in their bank or other accounts after Earnin made a withdrawal, and also that Earnin’s marketing did not adequately explain this risk of using the Earnin service.

Docket Number:


Company: Activehours Inc.

Filing Deadline: January 1, 2100

Class Period: September 3, 2015 to May 28, 2020

Objection Deadline: January 29, 2021

Exclusion Deadline: January 29, 2021

Final Approval Hearing: March 25, 2021

Proof of Purchase:

No proof is required. Earnin will use its database to assist the Settlement Administrator in making payments to class members.


You may be eligible if you were charged an overdraft or NSF fee that your bank attributed to an Earnin withdrawal, between September 3, 2015 and May 28, 2020.

Typical Settlement Amount:

Equal share of the net settlement fund, according to the number of overdrafts experienced. Also, class members whose Earnin accounts have been suspended for nonpayment of cash outs will be invited to use Earnin Express (subject to certain onboarding requirements) until Earnin has forgiven a total of $9.5 million in such unpaid cashouts.

Total Settlement Amount: $3,000,000

Class Representative Proposed Incentive Fee:


Law Firms:
Cohen & Malad
Kaliel Gold PLLC
Keller Rohrback

Case Name:

Settlement Website: Earnin Overdraft/NSF Fees Settlement Website

Claims Administrator:
KCC Class Action Services, LLC

Claims Administrator Contact Information:

Perks v. Activehours d/b/a Earnin Settlement Administrator
P.O. Box 43434
Providence, RI 02940-3434

Tags: Insufficient or Non-Sufficient Funds Fees, Overdraft Fees