Cheesecake Factory Too Many Digits on Receipts FACTA Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

The Cheesecake Factory, Inc. has chosen to settle a class action alleging that it printed point-of-sale receipts for transaction made with EMV credit or debit cards at certain of its restaurant locations that showed the first six and last four digits of the card numbers. This is more than permitted under the Fair and Accurate Credit Transactions Act (FACTA).

Docket Number:


Company: Cheescake Factory, Inc.

Filing Deadline: March 31, 2022

Class Period: November 10, 2016 to February 4, 2016

Objection Deadline: March 31, 2022

Exclusion Deadline: March 31, 2022

Final Approval Hearing: May 6, 2022

Proof of Purchase:

Not all Cheesecake locations printed these kinds of receipts. If you do not have your receipt and are not sure you are included, contact the Settlement Administrator.


You may be eligible if you are a holder of the roughly one million credit or debit card numbers, and you used your EMV credit or debit card to make a purchase at a payment terminal at certain restaurants owned, operated, or branded by the Cheesecake Factory, where the terminal was programmed to print the first six and last four EMV card numbers on your receipt, between November 10, 2016 and February 4, 2017. Note that only some Cheesecake Factory locations printed these receipts.

You are not included if your transaction involved a Cakepay, Branded Pre-Pay, or Mall-branded card, since these did involve programming for printing so many digits on customer receipts.

Typical Settlement Amount:

Pro-rata share of the net settlement fund. Final amounts will depend on the number of valid claims submitted, but is estimated at $28-56.

Total Settlement Amount: $4,750,000

Class Representative Proposed Incentive Fee:

$20,000 in total

Law Firms:
Bret Lusskin PA
Keogh Law
Scott D. Owens PA

Claim Form: TFC FACTA Settlement Claim Form

Case Name: Muransky et al. v. The Cheesecake Factory, Inc.

Settlement Website: TFC FACTA Settlement Website

Claims Administrator:
Epiq Class Action & Claims Solutions, Inc.

Claims Administrator Contact Information:

Cheesecake FACTA Claims Administrator
P.O. Box 6659
Portland OR 97228-6659

Tags: FACTA, More Than Five Credit/Debit Card Numbers Printed