Bank of America Credit Account Review FCRA Violation Settlement

Settlement Structure: Claims Made

Active: Closed

Closed Settlement Statement:

According to court documents, the claim submission deadline has passed. Please contact the claims administrator if you have any questions.

Case Summary:

Bank of America has settled a class action alleging that it violated the Fair Credit Reporting Act (FCRA) by accessing customer credit reports to conduct Account Review Inquiries after their relationships with the company had ended. 

Docket Number:


Company: Bank of America

Filing Deadline: November 14, 2017

Class Period: August 21, 2010 to July 7, 2017

Objection Deadline: November 14, 2017

Exclusion Deadline: November 14, 2017

Final Approval Hearing: January 11, 2018

Proof of Purchase:

No, if you received a notice. If you did not, you must attest that, to the best of your knowledge, Bank of America did conduct an Account Review as alleged in the case, and provide a Bank of America account number or the date of one of the three events, so that the claim can be checked against Bank of America’s records.


You may be eligible if you were a borrower with a Bank of America account or an account serviced by Bank of America, and if your credit information was accessed by the company for an Account Review Inquiry, between August 21, 2010 and July 7, 2017, when your account

  • Was closed with a zero balance,
  • Had been sold or transferred to a third party, OR
  • Had had its debt discharged in bankruptcy.
Typical Settlement Amount:

Pro rata share, depending on the number of valid claims filed.

Total Settlement Amount: $1,645,000

Class Representative Proposed Incentive Fee:


Law Firms:
Hyde & Swigart
Kazerouni Law Group APC

Claim Form: Pastor v. Bank of America Settlement Claim Form

Case Name: Pastor v. Bank of America, N.A.

Settlement Website: Pastor v. Bank of America Settlement Website

Claims Administrator:
Kurtzman Carson Consultants

Claims Administrator Contact Information:

Bank of America FCRA Settlement
P.O. Box 404023
Louisville, KY 40233-4023

Tags: FCRA, No permissible purpose for request for report, Your Privacy