fbpx

Nationstar Unlawful Credit Report Inquiry Class Action Lawsuit

This class action alleges that Nationstar bank violated federal law by pulling a credit report from a prior customer without a proper purpose.

The federal Fair Credit Reporting Act (FCRA) requires that a bank have a “proper purpose” before pulling a consumer’s credit report.  The FCRA spells out specifically what constitutes a proper purpose.

In this case, the plaintiff had at one time a loan with Nationstar.  The plaintiff filed for bankruptcy and the debt was apparently discharged.  After the discharge and after proper notice of the discharge was sent to Natonstar, the bank still pulled the plaintiff’s credit report.  Nationstar listed the purpose of the credit report inquiry as “account review”.

Given that the plaintiff had a fully discharged debt to Nationstar and no ongoing banking relationship and had not applied for any credit from the bank, the plaintiff alleges that Nationstar violated the FCRA by pulling her credit.

Article Type: Lawsuit
Topic: Consumer

Most Recent Case Event

Complaint alleges Nationstar unlawfully pulls consumer credit reports

November 2, 2016

Here is the complaint.  It lists only one count a violation of the FCRA.  

nationstar_unauthorized_credit_pull_complaint.pdf

Case Event History

Complaint alleges Nationstar unlawfully pulls consumer credit reports

November 2, 2016

Here is the complaint.  It lists only one count a violation of the FCRA.  

nationstar_unauthorized_credit_pull_complaint.pdf
Tags: Credit Reports, Your Privacy