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Christian Financial Deceptive Pay Rates and FLSA Class Action

This class action, largely about employment, brings suit against Christian Insurance Group, doing business as Christian Financial, and a group of individuals. The complaint alleges that the plaintiffs and class members in this case were hired by Christian Financial with false promises of high payments that never materialized. The complaint claims violations of the Fair Labor Standards Act (FLSA) and the Racketeer Influenced and Corrupt Organization (RICO) Act, among other things.

The complaint does not precisely define the class, but it implies that it is the employees of Christian Financial who were hired with the promises detailed in the complaint, and for whom Christian Financial did not fulfill those promises.

Christian Financial sells life, health, and home health care insurance. On or around January 1, 2021, the complaint alleges, the four plaintiffs in this case saw an ad for work with the complaint that had been placed on the job site Indeed.

The complaint quotes the ad as saying, “Average agents typically make between $70K and $100K commission, top-tier driven agents can break $200K.” The complaint claims it also offered “big commission checks[,]” “base plus commission[,]” and “pay: $70 thousand – $150 thousand per year.”

They were interviewed between January 1 and February 1, 2021. According to the complaint, “during the job interview the Plaintiffs were each told that they would receive base compensation and commission between $70,000.00 to $100,000.00 and that ‘on average they would earn $100,000.00 per year.”

The complaint alleges that they were told they had to work a minimum of thirty-six hours per week, but that they each actually worked an average of fifty hours per week. They worked on the company’s premises, the complaint claims, following a fixed phone script with prospective insurance buyers. The complaint alleges that “they were forbidden from deviating from this phone script.”

At the time they were hired, the complaint alleges, the plaintiffs “initially did not have a license to sell life, health or household care insurance; they could not complete an insurance sale without the involvement of one or more of” the individual defendants in this case.”

The company did not have timeclocks and did not maintain any other records of how many hours the plaintiffs worked, the complaint says.

The complaint alleges that they were not paid the minimum wage of $9.65 per hour, but in fact were charged a “seat fee,” among other fees, for working there.

Presumably because it is bringing claims about wages under the FLSA, the complaint claims that the plaintiffs and class members “had no management responsibilities, no discretion to complete their assigned tasks in a manner other than was strictly governed by the Defendants” and that “the work of the Plaintiffs was an essential part of the value of [the defendants’] company.”

Finally, the complaint alleges that the defendants “have failed and/or refuse to account for the hours, wages, commissions, tax deductions, miscellaneous deductions, paid or payable by or on behalf of the Plaintiffs.”

Article Type: Lawsuit
Topic: Employment

Most Recent Case Event

Christian Financial Deceptive Pay Rates and FLSA Complaint

March 11, 2022

This class action, largely about employment, brings suit against Christian Insurance Group, doing business as Christian Financial, and a group of individuals. The complaint alleges that the plaintiffs and class members in this case were hired by Christian Financial with false promises of high payments that never materialized. The complaint claims violations of the Fair Labor Standards Act (FLSA) and the Racketeer Influenced and Corrupt Organization (RICO) Act, among other things.

Christian Financial Deceptive Pay Rates and FLSA Complaint

Case Event History

Christian Financial Deceptive Pay Rates and FLSA Complaint

March 11, 2022

This class action, largely about employment, brings suit against Christian Insurance Group, doing business as Christian Financial, and a group of individuals. The complaint alleges that the plaintiffs and class members in this case were hired by Christian Financial with false promises of high payments that never materialized. The complaint claims violations of the Fair Labor Standards Act (FLSA) and the Racketeer Influenced and Corrupt Organization (RICO) Act, among other things.

Christian Financial Deceptive Pay Rates and FLSA Complaint
Tags: Employment Arrangements, Employment Violations, FLSA, Fraudulent Misrepresentation, Wage and Hour Violations