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A Regional Headquarters for PHH

PHH Mortgage Naming of Owner of Mortgage RESPA, Reg X Class Action

The Real Estate Settlement Practices Act (RESPA) and Regulation X are meant to help consumers with the servicing and settlement of their real estate transactions. They were intended to require mortgage servicers and other to provide them with adequate and timely information and to protect them from high charges and abusive practices. The complaint for  Read more

Real Estate
Servicing Your Mortgage, RESPA, Regulation X, Failure to Provide Proper Info on Mortgage
Nationstar Name and Logo

Nationstar Foreclosures Violate Homeowner Law California Class Action

California passed a Homeowner Bill of Rights (HOBOR) after its foreclosure crisis in 2007, “to prohibit the abusive and deceptive loan servicing misconduct” and to give homeowners a chance to retain their homes. The complaint for this class action alleges that Nationstar Mortgage, LLC, doing business as Mr. Cooper, does not follow the law and  Read more

Real Estate
Mortgage-Related Unfair Practices, Mortgage or Loan Modifications, Foreclosure
CitiMortgage Name/Logo

CitiMortgage Insurance Charges on Redemptions Class Action

In Kansas and in certain other states, homeowners who lose their properties in a foreclosure proceeding may redeem, or buy back, the property within a certain period after the sale. During the time the bank or other lender owns the property, it is likely to take out hazard insurance on it. The hazard insurance may  Read more

Real Estate
Your Bank, Unfair Charges, Insurance, Foreclosure Redemption
Wraparound Fidelity Sign on Building

Fidelity Bank Insurance Charges on Redemptions Class Action

In certain states, homeowners who lose their properties in a foreclosure proceeding may redeem, or buy back, the property within a certain period after the sale. During the time the bank or other lender owns the property, it is likely to take out hazard insurance on it. The hazard insurance may only be in force  Read more

Real Estate
Your Bank, Unfair Charges, Insurance, Foreclosure Redemption
Tall Building with BNY Mellon Sign at Top

Bank of New York Mellon Insurance Charges on Redemptions Class Action

When a bank forecloses on a property, it is likely to take out hazard insurance to protect it. This hazard insurance may only be in force for a matter of months if the former owner or an assignee redeems the property. However, the complaint for this class action alleges that the Bank of New York  Read more

Real Estate
Your Bank, Unfair Charges, Insurance, Foreclosure Redemption
A US Bank Location

US Bank Hazard Insurance Charge on Redeemed Property Class Action

In some states, homeowners who undergo foreclosure have a limited amount of time in which they can buy back their properties. The complaint for this class action alleges that when these buybacks take place with a property purchased by US Bank, NA, US Bank charges them for a full year of hazard insurance, even if  Read more

Real Estate
Real Estate, Foreclosure Redemption, Extra Charges
US Bank Location

US Bank, Ocwen, Wells Fargo Mortgage Satisfaction New York Class Action

When a homeowner has paid off a mortgage or home loan, the event must be officially recorded. The New York state laws specify that this proof of satisfaction must be presented to the appropriate New York county clerk within thirty days. The complaint for this class action alleges that US Bank, NA, Ocwen Financial Corporation,  Read more

Real Estate
Satisfaction of Mortgage, Mortgage-Related Unfair Practices
Santander Name and Logo

Santander Bank Delays in Mortgage Payoff Recordings New York Class Action

When a person pays off a mortgage, both the principal and interest, the mortgage lender must present to the county clerk a satisfaction of mortgage or certificate of discharge document recording this fact. The complaint alleges that Santander Bank, NA delays in sending this type of document in and therefore owes its customers money.  Read more

Real Estate
Satisfaction of Mortgage, Mortgage-Related Unfair Practices
KeyBank's Key Logo

KeyBank Failure to Send Out Mortgage Satisfactions New York Class Action

When mortgages are paid off, the mortgage company must provide to the appropriate record keeper a satisfaction of mortgage document in a timely manner. The complaint for this class action alleges that KeyBank, NA does not do this within the time required.  Read more

Real Estate, Consumer
Servicing Your Mortgage, Mortgage-Related Unfair Practices, Mortgage or Loan Modifications
Bank of America Sign and Logo in Front of Branch

Bank of America Foreclosures in Covid-19 Emergency West Virginia Class Action

Can a class action provide help in a national emergency? This class action seeks to stop foreclosures by Bank of America, NA (BoA) in West Virginia “during the national emergency caused by the spread of the Covid-19 virus. During this nationally declared emergency, foreclosures cannot be conducted at an appropriate time consistent with the contracts  Read more

Real Estate
Mortgage or Loan Modifications, Improper Procedures During National Emergency