PenFed Credit Union Location

Pentagon Federal Credit Union Disclosures for Employee Mortgages TILA Class Action

Pentagon Federal Credit Union, also known as PenFed, granted to its employees the right to apply for a fixed-rate mortgage or refinancing loan at a discount from its regular rates for ordinary mortgage customers. But the complaint alleges that PenFed did not make the required disclosures to the employees who took out these mortgage loans,  Read more

Variable Rates, TILA, Mortgage-Related Unfair Practices, Did Not Make/Receive Proper Disclosures
Nationstar Name and Logo

Nationstar Rejects Borrower for Covid-19 Modifications Class Action

This class action concerns homeowners with mortgages insured by the Federal Housing Administration (FHA) and serviced by Nationstar, who fell into default because of Covid-19. During the emergency, the FHA added Covid-19 Recovery Loss Mitigation Options to help borrowers under strain to keep their homes. But the complaint alleges that Nationstar improperly declared certain borrowers  Read more

Servicing Your Mortgage, Mortgage-Related Unfair Practices, Mortgage or Loan Modifications, FDCPA, Covid-19 Related
Bank of America Sign with Logo

Bank of America Vehicle Repossession Notices Pennsylvania Class Action

Bank of America, NA finances auto purchases, in Pennsylvania and elsewhere; and if the buyers default on the auto loans, it is entitled to repossess and sell the vehicles. But when it does so, the complaint for this class action alleges, the bank does not send proper notices to the buyer, as required by Pennsylvania’s  Read more

Your Bank, Unfair Vehicle Repossession, loan, Improper Repossession, Improper Notice
Capital One Logo

Capital One Adverse Actions Without Sufficient Information Massachusetts Class Action

This class action, against Capital One Bank (USA), NA, is based on the federal Equal Credit Opportunity Act (ECOA) and the Massachusetts Consumer Credit Reporting Act (MCCRA). The complaint alleges that Capital One does not provide the specific reasons for adverse actions taken with respect to credit transactions, and that it closes credit card accounts  Read more

Information Pertaining to Adverse Actions on Credit, Failure to Provide Pre-Adverse Action Notification, Credit Reports, Credit Cards
Celink Logo

Celink and RMF Reverse Mortgage Extra Charges Class Action

Home equity conversion mortgages (HECMs) are what the complaint for this class action calls “the federally-insured version of so-called ‘reverse mortgage’ loans[.]” The complaint calls out the practices of Compu-Link Corporation, which does business as Celink, and Reverse Mortgage Funding, LLC (RMF), alleging that the companies have added fees, costs, charges, and penalties to HECM  Read more

Unfair Services, Mortgage-Related Unfair Practices, Excessive Fees, Additional charges in breach of contract
US Bank Logo on Top of Building

US Bank Credit Cards Issued Without Customer Request Class Action

This class action against US Bank, NA alleges that the bank pressured its employees to make sales of financial products, and that this pressure resulted in employees issuing credit cards to customers who had not requested them. The complaint alleges that these issuances violate the Truth in Lending Act (TILA) and Regulation Z.  Read more

Your Bank, TILA, Regulation Z, Credit Cards
Ball and Chain Labeled "Debt"

Allied Interstate Debt Total, Statute of Limitations Utah FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) was passed to prevent abuses in the debt collection industry and to ensure that collectors that do not commit abuses are not disadvantaged. The complaint for this class action alleges that Allied Interstate, LLC violated the FDCPA in two ways: in naming a current total amount of the  Read more

Unlawful Debt Collection, Misrepresentation or Omission re Time-Barred Debt, Misleading or Confusing Debt Collection Letter, Amount of Debt
Loan - Lender Handing Cash and Pen to Borrower

Crane Finance “Rent-a-Tribe” Predatory Lending Indiana Class Action

Crane Lending, LLC does business as Crane Finance, making loans at high rates of interest. The complaint brings suit against Crane, the individual Jennifer Peters, and Wolf River Development, alleging that Crane is a predatory lender that uses a rent-a-tribe scheme to circumvent Indiana laws capping interest rates on consumer loans.  Read more

Tribal Sovereignty Issue, Payday Loans, Excessive Interest Rate
West Side Lending Name and Logo

West Side Lending Predatory Rates of Interest Illinois Class Action

This Illinois predatory lending case sues West Side Lending, LLC, Jennifer Peters, Wolf River Development Company, New Platform Fund, LLC, and a group of “Does” or individuals whose names are not known. The complaint alleges that the predatory lending was done under cover of a “rent-a-tribe” scheme, but that the actual operations were performed by,  Read more

Tribal Sovereignty Issue, Predatory Lending, Excessive Interest Rate
Dave App Bear Character

Dave App Cash Advances High Borrowing Costs Class Action

Dave, Inc. provides the Dave app, which lets people “get paid early,” advancing them up to $250, purportedly without charging them a fee. But the complaint for this class action alleges that Dave is skirting lending regulations “through a linguistic trick: calling the payments to use its service ‘tips,’ ‘express fees,’ and a ‘subscription fee,’  Read more

Unfair Business Practices, TILA, Fraud, Deceptive Advertising