Insurance
Farmers Insurance Exchange Auto Insurance Windfall California Class Action
Many companies and individuals suffered from the Covid-19 pandemic in 2020, says the complaint for this class action, “auto insurers like Farmers [Insurance Exchange] have scored a windfall.” This is because stay-at-home orders, social distancing, and people working from home have resulting in far less driving, fewer cars on the road, and thus fewer car Read moreInsurance
John Hancock Travel Insurance Pre-Departure Cancelation Class Action
This class action brings suit against three companies involved in travel insurance: John Hancock Insurance Agency, Inc., Starr Indemnity & Liability Company, and Seven Corners, Inc. The complaint alleges that they sold trip protection plans but did not offer appropriate pro-rata refunds when the trips were cancelled before they began. Read moreInsurance
Cinergy Health Group Term Life Insurance Scheme Class Action
This class action concerns association term life insurance certificates bought from Cinergy Health, Inc. (which does business as Cinergy Health & Life Insurance Agency). The certificates were underwritten by Companion Life Insurance Company and issued through Companion or the National Congress of Employers, Inc. (NCE). The complaint alleges deception in the sale and marketing of Read moreInsurance
Geico Auto Insurance Windfall from Covid-19 Mississippi Class Action
During the shutdowns for Covid-19, many people stopped commuting to work and made fewer trips away from home for shopping, eating out, socializing, or entertainment. The complaint for this class action alleges that this resulted in a windfall for Geico Casualty Company, Geico Indemnity Company, and Geico General Insurance Company because fewer car trips meant Read moreInsurance
Erie Insurance Exchange Refusal to Pay for Covid-19-Related Losses Class Action
Three businesses in Pennsylvania and Virginia are suing Erie Insurance Exchange, because of losses incurred due to measures taken to prevent the spread of Covid-19. The three, High Tech Hair, LLC, Capucinno [sic] Pizzeria Ristorante La Villa, and Rose Glam Hair Studio, LLC, were all insured under Erie’s Ultrapack Plus Commercial Property Coverage form. Read moreInsurance
Auto-Owners Insurance Claims Depreciation of Labor Multi-State Class Action
When an insurance company calculates a payout for property damage, it may take the cost of a new equivalent structure, then subtract depreciation. But can depreciation be subtracted from labor costs? In certain states, or under certain policies, it cannot, claims the complaint for this class action. It brings suit against Auto-Owners Insurance Company, claiming Read moreInsurance
Safeco Insurance of Illinois Sales Tax on Total Losses Missouri Class Action
When an insurance company must pay for a vehicle that is a total loss from an accident or that has been stolen, what items must be figured into the payout? The complaint for this class action alleges that Safeco Insurance Company of Illinois is required to pay sales tax as part of the payment for Read moreInsurance
Carefirst BlueChoice Coverage for IVF Embryo Thawing Maryland Class Action
If Carefirst BlueChoice, Inc. insurance policies in Maryland must cover in-vitro fertilizations (IVF), what aspects of this procedure must they pay for? The complaint for this class action alleges that Carefirst is refusing to cover embryo thawing, which the complaint calls “an essential component of most IVF cycles.” Read moreInsurance
Rushmore Loan Kickbacks Alleged for Forced-Placed Insurance Class Action
Under certain circumstances, mortgage borrowers may be forced to pay for insurance policies chosen by their mortgage lender or servicer. This force-placed insurance (FPI) arrangement is not illegal. However, the complaint for this class action questions the FPI practices of Rushmore Loan Management Services, LLC, however, alleging that the company receives “an unearned kickback designed Read moreInsurance
USAA Casualty Insurance Inclusions in Total Loss Payments Georgia Class Action
The issue in this class action is payment of motor vehicles title ad valorem tax (TAVT) by the insurance company when an insured vehicle is declared a total loss. The complaint alleges that this payment is required by the state of Georgia but that USAA Casualty Insurance Company does not pay it. It also claims Read moreInsurance