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Auto-Owners Insurance A Logo

Auto-Owners Insurance Higher Property Valuation for Lower Payout Class Action

On May 18, 2019, Mason’s Automotive Collision Center was damaged by a tornado. Mason’s was insured by Auto-Owners Insurance Company under a policy that does not cover damage to the building’s foundation. However, the complaint for this class action alleges Auto-Owners includes the cost of foundation repair “as part of a scheme to reduce the  Read more

Insurance
Insurance, Incomplete payment of benefits due, Business Insurance
State Farm Three-Ovals Logo

State Farm Mutual Auto Insurance Sales Tax on Total Losses California Class Action

When an insurance company pays you the actual cash value (ACV) of a totaled vehicle, what is included in that amount? The complaint for this class action alleges that State Farm Mutual Automobile Company should, but does not, include the sales tax that will be charged on a new vehicle.  Read more

Insurance
Sales Tax, Insurance, Incomplete payment of benefits due, Auto Insurance, Actual Cash Value
Progressive Insurance P Logo

Progressive Specialty No UIM Benefits for Unstacked Coverage Pennsylvania Class Action

Michael J. Ford was riding his Honda motorcycle in Hilltown Township in Pennsylvania when he was hit by a driver making a left turn into his path. Because the other driver’s insurance did not have sufficient coverage to pay for his injuries, Ford is trying to get uninsured/underinsured motorist (UIM) coverage from one of his  Read more

Insurance
UM/UIM Coverage, Insurance, Denial of Benefits, Auto Insurance
State Farm Name and Three-Oval Logo

State Farm Mutual Auto Insurance Stacked UIM Payout Pennsylvania Class Action

Norman Stanton was riding his Kawasaki motorcycle near the entrance to a Wawa when he was hit from behind by another vehicle. The driver of the other vehicle had insufficient coverage to pay for his injuries. The complaint for this class action alleges that Stanton’s stacked uninsured motorist coverage with State Farm Mutual Automobile Insurance  Read more

Insurance
UM/UIM Coverage, Insurance, Denial of Benefits, Auto Insurance
Sign "Sorry We're Closed" on Restaurant Window

Truck Insurance Exchange No Coverage for Covid-19 Losses Class Action

In March 2020, the World Health Organization (WHO) classified the Covid-19 outbreak as a pandemic. That same month, the Centers for Disease Control and Prevention (CDC), the national Coronavirus Task Force, and numerous states undertook measures to stem the spread of the disease, including issuing orders to stay at home and close businesses. The complaint  Read more

Insurance
Insurance, Denial of Benefits, Covid-19 Related, Business Insurance
54-40 Brewing Company in Washougal, Washington

Truck Insurance Exchange Denial Covid-19 Business Losses WA Class Action

The complaint for this class action alleges that Truck Insurance Exchange is refusing to provide coverage for losses and damages to Washington businesses that resulted from governmental orders to close down to prevent the spread of Covid-19.  Read more

Insurance
Insurance, Denial of Benefits, Covid-19 Related, Business Insurance
Progressive Name

Progressive Casualty “Projected Sold Adjustment” New York Class Action

How does an insurance company calculate the actual cash value (ACV) of a vehicle that has been totaled in an accident? The complaint for this class action alleges that Progressive Casualty Insurance Company determines the cost of “comparable vehicles” but then subtracts a “projected sold adjustment” that unfairly lowers the amount of the payout to  Read more

Insurance
Insurance, Incomplete payment of benefits due, Auto Insurance, Actual Cash Value
Progressive P Logo

Progressive Actual Cash Value Negotiation Adjustment New York Class Action

When a vehicle is totaled in an accident, the insurance company must determine the actual cash value (ACV) of the vehicle. Progressive Corporation, which does business as Progressive and Progressive Group of Insurance Companies, uses valuation reports from a vendor called Mitchell International, Inc. to make that determination, but the complaint for this class action  Read more

Insurance
Unfair Business Practices, Insurance, Auto Insurance, Actual Cash Value
Metropolitan Life Tower in New York

MetLife Insurance Premiums 700% Increases Class Action

“People buy life insurance for comfort and peace of mind.” The complaint for this class action begins its Allegations of Fact with this line. At issue is a policy with Metropolitan Life Insurance Company (MetLife), for which MetLife has increased premiums over 700% in recent years. The complaint alleges that the increases are imposed on  Read more

Insurance
Unfair or Improper Increase in Premiums, Premium Increases, Life Insurance, Insurance
USAA Logo

USAA Refunded Insurance Late Fees Without Interest Class Action

The defendants in this case are a group of USAA companies. According to the complaint, in 2019, USAA paid money “to remedy its improper pricing practices that caused more than 130,000 USAA automobile insurance customers to be charged late fees illegally over an eight[-]year period starting in 2011.” However, it claims that USAA did not  Read more

Insurance
Insurance, Incomplete Refund, Excessive Late Fees