Insurance
Progressive Universal “Projected Sold Adjustments” Nebraska Class Action
When a vehicle is totaled in an accident, the insurance company must calculate the vehicle’s actual cash value (ACV) in order to determine the payout. The complaint for this class action alleges that Progressive Universal Insurance Company “systematically thumbs the scale” in its own favor by applying something called a Projected Sold Adjustment that the Read moreInsurance
Liberty Mutual Fire Insurance Manipulation of Xactimate Class Action
This class action, brought against Liberty Mutual Fire Insurance Company, concerns the calculation of actual cash value (ACV) for structural damage to buildings. The complaint alleges that, when figuring ACV payments for claims, Liberty Mutual subtracts depreciation from labor costs, when it should not. Read moreInsurance
Progressive Direct “Projected Sold Adjustments” Oklahoma Class Action
Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc., to help it determine the actual cash value (ACV) of vehicles that are totaled. But the complaint for this class action alleges that Progressive “systematically thumbs the scale” by applying Projected Sold Adjustments to the valuations of the vehicles, in order to reduce the Read moreInsurance
Progressive Direct Projected Sold Adjustments to ACVs Kentucky Class Action
When a vehicle is totaled in an accident, the insurance company must determine its actual cash value (ACV) in order to make a payout to the insured. But the complaint for this class action alleges that Progressive Direct Insurance Company unfairly reduces its payouts by taking the valuations provided by its vendor, Mitchell International, Inc., Read moreInsurance
Wilco Life Insurance Designee for Notices Before Terminations California Class Action
Life insurance policies are often lifelong investments. However, in their later years, insureds may mis paying premiums because of illness or other difficulties, causing insurance companies to cancel the policies right before they are needed. The complaint for this class action alleges that Wilco Life Insurance Company has not followed California law that requires companies Read moreInsurance
Twin City Fire Insurance Projected Sold Adjustments Missouri Class Action
When an insurance company deems repair of a damaged vehicle to be impossible or not cost-effective, it may declare the vehicle to be a total loss and choose to pay the insured the vehicle’s actual cash value (ACV). However, the complaint for this class action claims that Twin City Fire Insurance Company unfairly reduces these Read moreInsurance
Colonial Life & Accident Oral Chemotherapy Benefits Class Action
Colonial Life & Accident Insurance Company offers a cancer insurance policy that covers “oral chemotherapy” drugs—but what exactly does it pay for? The complaint alleges that a sentence in the policy is at issue: “the cost of the prescription for the day you have the prescription filled, up to the amount shown in the Schedule Read moreInsurance
Liberty Mutual Fire Insurance Windfall During Covid-19 California Class Action
Liberty Mutual Fire Insurance Company has “unfairly profited” from the Covid-19 pandemic, says the complaint for this class action. This is because, the complaint claims, social distancing and stay-at-home orders drastically decreased the amount of driving people did, resulting in fewer accidents and a windfall for auto insurers. Read moreInsurance
Progressive Advanced “Stacked” UIM Coverage Pennsylvania Class Action
This class action brings suit against Progressive Advanced Insurance Company for charging customers for “stacked coverage” in households in Pennsylvania which have no other vehicles, and where stacking is therefore not possible. Read moreInsurance
Insurance Companies Refusal to Cover Covid-19 Business Losses Class Action
The defendants in this class action are a long list of insurance companies, including Certain Underwriters at Lloyd’s, London, Westchester Surplus Lines Insurance Company, HDI Global Insurance Company, and others. These companies insured businesses for Business Income, Extra Expense, and Civil Authority coverage which the complaint alleges should cover losses to a group called the Read moreInsurance
