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Progressive Universal “Projected Sold Adjustments” Nebraska Class Action

When a vehicle is totaled in an accident, the insurance company must calculate the vehicle’s actual cash value (ACV) in order to determine the payout. The complaint for this class action alleges that Progressive Universal Insurance Company “systematically thumbs the scale” in its own favor by applying something called a Projected Sold Adjustment that the  Read more

Insurance
Projected Sold Adjustment, Insurance, Incomplete payment of benefits due, Auto Insurance, Actual Cash Value
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Liberty Mutual Fire Insurance Manipulation of Xactimate Class Action

This class action, brought against Liberty Mutual Fire Insurance Company, concerns the calculation of actual cash value (ACV) for structural damage to buildings. The complaint alleges that, when figuring ACV payments for claims, Liberty Mutual subtracts depreciation from labor costs, when it should not.  Read more

Insurance
Property Damage from Incident, Insurance, Incomplete payment of benefits due, Depreciation of Labor Costs, Actual Cash Value
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Progressive Direct “Projected Sold Adjustments” Oklahoma Class Action

Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc., to help it determine the actual cash value (ACV) of vehicles that are totaled. But the complaint for this class action alleges that Progressive “systematically thumbs the scale” by applying Projected Sold Adjustments to the valuations of the vehicles, in order to reduce the  Read more

Insurance
Projected Sold Adjustment, Insurance, Incomplete payment of benefits due, Auto Insurance
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Progressive Direct Projected Sold Adjustments to ACVs Kentucky Class Action

When a vehicle is totaled in an accident, the insurance company must determine its actual cash value (ACV) in order to make a payout to the insured. But the complaint for this class action alleges that Progressive Direct Insurance Company unfairly reduces its payouts by taking the valuations provided by its vendor, Mitchell International, Inc.,  Read more

Insurance
Projected Sold Adjustment, Insurance, Incomplete payment of benefits due, Auto Insurance
Life Insurance Papers on Clipboard

Wilco Life Insurance Designee for Notices Before Terminations California Class Action

Life insurance policies are often lifelong investments. However, in their later years, insureds may mis paying premiums because of illness or other difficulties, causing insurance companies to cancel the policies right before they are needed. The complaint for this class action alleges that Wilco Life Insurance Company has not followed California law that requires companies  Read more

Insurance
Life Insurance, Insurance, Improper or Unlawful Termination or Cancellation Policy, Failure to Give Proper Notice of Termination/Cancellation
Old Totaled Vehicle

Twin City Fire Insurance Projected Sold Adjustments Missouri Class Action

When an insurance company deems repair of a damaged vehicle to be impossible or not cost-effective, it may declare the vehicle to be a total loss and choose to pay the insured the vehicle’s actual cash value (ACV). However, the complaint for this class action claims that Twin City Fire Insurance Company unfairly reduces these  Read more

Insurance
Insurance, Incomplete payment of benefits due, Auto Insurance, Actual Cash Value
Oral Chemotherapy

Colonial Life & Accident Oral Chemotherapy Benefits Class Action

Colonial Life & Accident Insurance Company offers a cancer insurance policy that covers “oral chemotherapy” drugs—but what exactly does it pay for? The complaint alleges that a sentence in the policy is at issue: “the cost of the prescription for the day you have the prescription filled, up to the amount shown in the Schedule  Read more

Insurance
Insurance, Incomplete payment of benefits due, Health Insurance
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Liberty Mutual Fire Insurance Windfall During Covid-19 California Class Action

Liberty Mutual Fire Insurance Company has “unfairly profited” from the Covid-19 pandemic, says the complaint for this class action. This is because, the complaint claims, social distancing and stay-at-home orders drastically decreased the amount of driving people did, resulting in fewer accidents and a windfall for auto insurers.  Read more

Insurance
Insurance, Excessive Premiums, Covid-19 Related, Auto Insurance
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Progressive Advanced “Stacked” UIM Coverage Pennsylvania Class Action

This class action brings suit against Progressive Advanced Insurance Company for charging customers for “stacked coverage” in households in Pennsylvania which have no other vehicles, and where stacking is therefore not possible.  Read more

Insurance
UM/UIM Coverage, Stacking, Insurance, Auto Insurance
Sign "Sorry We're Closed" on Restaurant Window

Insurance Companies Refusal to Cover Covid-19 Business Losses Class Action

The defendants in this class action are a long list of insurance companies, including Certain Underwriters at Lloyd’s, London, Westchester Surplus Lines Insurance Company, HDI Global Insurance Company, and others. These companies insured businesses for Business Income, Extra Expense, and Civil Authority coverage which the complaint alleges should cover losses to a group called the  Read more

Insurance
Insurance, Denial of Benefits, Covid-19 Related, Business Losses, Business Insurance