Total Card Omissions About Time-Barred Debt Missouri FDCPA Complaint

April 17, 2020

Consumer debts that are beyond a certain age are called “stale” or “time-barred” debts. This means that the consumer can no longer be sued for repayment. The complaint for this class action alleges that Total Card, Inc. did not tell consumers of the consequences for making a payment on a time-barred debt, which the complaint says violated the Fair Debt Collection Practices Act (FDCPA).