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State Farm Mutual Auto Insurance “Typical Negotiation” Reduction in ACV Complaint

March 18, 2022

This class action tackles the issue of the actual cash value (ACV) of vehicles that are declared total losses after an accident. The complaint alleges that State Farm Mutual Automobile Insurance Company arrives at an ACV, then arbitrarily and improperly reduces it by a “projected sold adjustment” that supposedly takes into consideration a “typical negotiation.”

Case Event File: State Farm Mutual Auto Insurance “Typical Negotiation” Reduction in ACV Complaint

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