Capital One Adverse Actions Without Sufficient Information Massachusetts Complaint

October 20, 2022

This class action, against Capital One Bank (USA), NA, is based on the federal Equal Credit Opportunity Act (ECOA) and the Massachusetts Consumer Credit Reporting Act (MCCRA). The complaint alleges that Capital One does not provide the specific reasons for adverse actions taken with respect to credit transactions, and that it closes credit card accounts with providing contact information for the consumer reporting agency that provided the information that led to the closing.