This lawsuit alleges that debt collector C.TECH sent debt collection letters demanding payment of an amount larger than the actual amount owed, and to the extent the additional amount was collection fees or interest, C.TECH failed to itemize those added charges.
This is yet another class action challenging the practices of the debt collection industry.
Here, the plaintiff owed $585.56 to Radiology Associates or Ridgewood. Yet when the debt went to collections, C.TECH sent various written communications to the plaintiff demanding payment of $731.95.
The lawsuit alleges that by sending initial and/or subsequent collection letters to Plaintiff and others similarly situated that identified an amount owed that was greater than the actual balance due and/or an amount due that included a collection or other fee that was not separately itemized from the principal balance, C-TECH violated several provisions of
the FDCPA, including, but not limited:
- 15 U.S.C. §1692e, by using a false, deceptive or misleading representation or means in connection with the collection of any debt;
- 15 U.S.C. §1692e(2)(A), by falsely representing the character, amount, or legal status of any debt;
- 15 U.S.C. §1692e(2)(B), by falsely representing any services rendered or compensation which may lawfully be received by a debt collector for the collection of a debt;
- 15 U.S.C. §1692e(10) by using any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer;
- 15 U.S.C. §1692f by using unfair or unconscionable means to collect or attempt to collect any debt;
- 15 U.S.C. §1692f(1), by collecting or attempting to collect any amount not expressly authorized by the agreement creating the debt or permitted by law; and
- 15 U.S.C. §1692g and 15 U.S.C. §1692g(a)(1), by failing to accurately identify the amount of the debt allegedly owed.